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Excerpt: All loans must have a Credit Report to determine the credit history of a borrower. This report is to determine someone's credit experience and willingness to repay their debts. This information indicates to the lender the risks of giving them a new loan. The mortgage industry has gone ...

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Excerpt: LOWEST RATES, GUARANTEED Isn't that what every mortgage company promises? 30 YEAR FIXED RATES 5. 75 % - apr. 6. 371% (8.502 - 5yr) or 6. 75% - apr. 6. 891% (7.346 - 5yr) as of March 1, 2002 (Current Rates, bottom of the page) WANT TO KNOW, WHAT THEY DON'T WANT YOU TO KNOW? KEEP READING. B ...