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Excerpt: Here are the most common questions I get asked when people are thinking about refinancing. The caveat with any of these is “It depends on your particular circumstances.” If in doubt, call me! We’ll talk about your specific needs. Will I be in this house long enough to repay the costs of r ...

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Excerpt: All loans must have a Credit Report to determine the credit history of a borrower. This report is to determine someone's credit experience and willingness to repay their debts. This information indicates to the lender the risks of giving them a new loan. The mortgage industry has gone ...